“The General and Health Insurers offering health insurance policies can also consider leveraging on the Health Professional Registry for building up the network of doctors/physicians or other healthcare professionals for providing OPD or other healthcare services,” Irdai said in a circular.
It further said the general insurers are advised to consider capturing HPR ID as verification to validate/authenticate the medical practitioners while issuing or renewing policies for medical malpractice under professional indemnity cover.
This will enable digitisation and ease the process of buying and selling professional indemnity policies and push for HPR registration among healthcare professionals, said the circular issued by the Insurance Regulatory and Development Authority of India (IRDAI).
Under HPR, a Healthcare Professional ID (HPID) is created via Aadhaar or other KYC, along with the medical qualifications. HPID is also verified by their respective state medical councils.
HPID serves as a unique ID for medical practitioners to enable connection with all stakeholders of the healthcare ecosystem.